Best prepaid phone plans of 2021


Final verdict

The best prepaid phone plans offer affordable plans for individuals, families, or groups. Plus, the major providers cover people across the United States, don’t charge fees for data overages, and give users access to 4G and 5G networks. Some come with perks, such as cloud storage, free streaming subscriptions, or loyalty rewards programs.

Metro by T-Mobile has an extensive 4G and 5G network, discounts for adding lines and does not charge activation or overage fees. It comes with a mobile rewards app featuring T-Mobile Tuesdays with exclusive deals and prizes. With low cost plans and coast to coast coverage, Metro by T-Mobile is the best choice for prepaid phone plans.

Compare the best prepaid phone plans

Company Price Amount of data Number of packages Coverage offered
Metro by T-Mobile

Best overall
$ 30 to $ 60 2 GB unlimited 4 4G / 5G
Mint Mobile

Best value
$ 15 to $ 30 4 GB unlimited 4 4G / 5G

Ideal for the elderly
$ 3 to $ 59.99 100 MB unlimited Many configurations 4G

Ideal for unlimited data
40 $ Unlimited 1 4G / 5G
Boost mobiles

Ideal for the family
$ 15 to $ 60 2 GB to 35 GB 5 4G / 5G

Ideal for cover
$ 35 to $ 75 5 GB unlimited 5 4G / 5G
Tello Mobile

Best on a Budget
$ 5 to $ 39 1 GB unlimited 5 4G / 5G

Ideal for bearing data
$ 25 to $ 50 8 GB unlimited 5 4G / 5G

How to choose the best prepaid phone plans

When shopping for the best prepaid phone plans, there are several things to consider, such as:

  • Blanket: All cellular service providers use the national networks of AT&T, T-Mobile or Verizon. Check their coverage maps and customer reviews to make sure it works well in your area.
  • Hidden fees: Pay attention to activation fees, overruns, number transfer or international calls.
  • Telephone types: If you want to bring in an existing phone, check if the mobile provider supports it, as some phones may be locked or tied to a specific carrier.
  • Mobile access point: Some plans offer hotspots but limit speed or data, so if you need your hotspot for work or school, make sure your prepaid plan supports it.
  • Benefits: When choosing from your top picks, see if you can save money by choosing a plan that offers a benefit like free streaming services.

Prepaid phone plans vs postpaid phone plans

Prepaid phone plans require payment before your service begins, and some providers offer discounts when consumers pay more than a month in advance. In comparison, postpaid phone plans allow you to start services first and pay on the due date. Often, prepaid plans are cheaper than postpaid plans, except when it comes to devices.

People choose postpaid plans to take advantage of great deals on cell phones, including staggered plans. Additionally, postpaid plans generally offer more benefits and promotions than prepaid options.

Frequently Asked Questions

Are prepaid phone plans suitable for multiple family members?

Yes, the best prepaid phone plans offer discounts when adding multiple family members. Some may even allow people on your plan to share data and minutes. Plus, the mix-and-match options let you choose cheaper versions for family members who don’t need as much data or minutes and unlimited plans for those who do. a mobile access point or unlimited data.

Do prepaid phone plans have the latest coverage, such as 5G?

Yes, almost all prepaid plans allow users to access 4G and 5G networks. Prepaid providers use networks owned by T-Mobile, Verizon and AT&T, and the big three networks now offer 4G and 5G network coverage. So when you sign up for a prepaid phone plan, there’s a good chance you can use 4G and 5G as well, as long as you use a compatible phone and live in an area covered by 5G.

How much do prepaid phone plans cost?

Prepaid phone plans are generally cheaper than postpaid plans, but monthly costs can vary widely. Plans for text or calls only can start from $ 3 to $ 5 per month and go up to $ 75 per line per month. However, all prepaid phone plans have various taxes and fees that differ by state. For example, the Federal Universal Service Fund (FUSF) can increase your bill by 9.8%, and 911 surcharges and other charges can also increase your bill.


We’ve reviewed 14 companies to find the best prepaid phone plans. We compared the providers by looking at the overall costs of the plans, including activation fees and overage fees. Additionally, we looked at plans offering discounts for adding lines, new customers, or automatic payments. Next, we researched a range of prepaid plans, so consumers have options for different family members or needs, as not everyone wants unlimited data. We also researched companies that offered perks, like deferral minutes or free streaming plans. Finally, we have chosen prepaid plans with national coverage offering access to 4G and 5G networks.


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