The three best cash loan offers for USD 70,000 with a repayment period we will check are a cash loan at Eurobank, a cash loan at Bank Credit Alpine and an unusual loan offered by Orange Bank. The cash loan offered by Eurobank is a liability that we can incur from USD 500 to a maximum of USD 120,000. The loan period provided by the bank is from 3 to a maximum of 108 months. The bank offers its clients nominal interest rate of 8.50% per annum. To the costs of lending, a bank commission of 7.74% of the liability should be added.
The actual interest rate
APRC, is 12.05% per annum. When deciding to commit in this bank for USD 70,000 with a repayment period of 72 months, each of the monthly installments will be USD 1,245 each. It will give us a total cost of USD 25,022, of which the total amount of interest paid will be USD 19,603. You don’t have to meet many requirements to take advantage of the offer, but one of them will definitely be providing your bank with a statement of earnings. A very big advantage of a cash loan at Eurobank is the possibility to take advantage of credit holidays and the option of negotiating the nominal interest rate with a bank representative. What is worth noting, we can also pay the liability before the end of the loan period. The option of repaying the liability ahead of time is important and it is worth paying attention to such amenities when choosing the best commitment for you.
Cash loan at Credit Alpine
The cash loan offered by Bank Credit Agridole can be drawn for an amount from a minimum of USD 1,000 to as much as USD 150,000. The loan period provided by this bank is from 1 to even 120 months. As for the nominal interest rate of the cash loan under this offer, it amounts to 8.70% per annum. The commission for the bank for the commitment is 12.50% of the loan amount. The annual Actual Interest Rate is 14.49% per annum. By deciding to commit to this bank, we will pay monthly installments of USD 1,252 each. The loan will generate a total cost of USD 28,850. The amount of interest repaid throughout the loan period will be USD 20,100. To take advantage of this offer, you must provide your bank with a statement of earnings. The liability can be repaid ahead of time, and its nominal interest rate can be negotiated with the bank.
Unusual loan at Orange Bank
Orange Bank offers an atypical loan that can be raised for amounts from USD 1,000 to a maximum of USD 200,000. The loan period is between 6 and 96 months. The nominal interest rate of the cash loan in this bank is 9.00% on an annual basis. The commission to be paid to the bank is 9.99% of the loan amount. The Annual Real Interest Rate, or actual interest rate, is 13.65% per annum. When choosing a loan at this bank, each of the monthly installments will be USD 1,262 each. The loan will cost us a total of USD 27,842, of which we will pay USD 20,849 as interest. The borrower’s earnings statement will be required. Earlier repayment is also possible. The offers that have been presented are the best offers on the market in terms of a USD 70,000 cash loan with a repayment period of 72 months.